Terms and Conditions of Krehling & Associates, LLC

1. Acceptance of the Terms and Conditions

By accessing and using the Krehling & Associates, LLC website located at http://krehlingassociates.com (“the Website”), you accept and agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use the Website.

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2. Changes to the Terms and Conditions

Krehling & Associates, LLC may modify these Terms at any time. Any modifications will be effective immediately upon posting on the Website. Your continued use of the Website following the posting of any changes constitutes your acceptance of those changes.

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3. Privacy Policy

Please refer to our Privacy Policy, available at http://krehlingassociates.com/privacy-policy, for information on how we collect, use, and disclose your personal information.

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4. Accessibility and ADA Compliance

Krehling & Associates, LLC is committed to ensuring the Website is accessible to people with disabilities. We continuously work on improving accessibility and ADA compliance. Despite our efforts, some content, features, or functionalities may not be fully accessible. If you experience difficulty using the Website, please contact us, and we will make reasonable efforts to address the issue promptly.

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5. Disclaimer

All information provided on the Website is for general informational purposes only and should not be construed as legal, tax, or medical advice. Insurance information provided does not guarantee coverage or benefits, and all policies are subject to the terms, conditions, and limitations of the issuing insurance carrier. Krehling & Associates, LLC disclaims all liability for actions taken or not taken based on any content on this site.

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6. Limitation of Liability

Krehling & Associates, LLC will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, the Website or communications with us. This includes but is not limited to errors, omissions, interruptions, delays, or loss of data.

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7. Governing Law and Jurisdiction

These Terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict of law provisions. Any disputes shall be subject to the exclusive jurisdiction of the state and federal courts located in Pennsylvania.

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8. Contact Information

For any questions about these Terms, please contact us at:
Krehling & Associates, LLC
Email: info@krehlingassociates.com
Phone: (Insert Office Number)
Website: http://krehlingassociates.com

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SMS Terms & Conditions

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1. SMS Consent Communication

The phone numbers obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

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2. Types of SMS Communications

If you consent to receive text messages from Krehling & Associates, LLC, you may receive communications related to:

• Appointment reminders

• Follow-up messages regarding your insurance application or policy

• Billing inquiries and payment reminders

• Educational resources about insurance coverage options

• Promotions or special offers (if applicable)

Example Message:
“Hello, this is Krehling & Associates, LLC. This is a reminder of your upcoming consultation scheduled for [Date] at [Time]. Reply STOP to opt out of SMS messaging at any time.”

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3. Message Frequency

Message frequency may vary depending on the type of communication. For example, you may receive up to 2–4 SMS messages per month related to your account, appointments, or policy status.

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4. Potential Fees for SMS Messaging

Standard message and data rates may apply, depending on your mobile carrier’s plan. Charges may vary for domestic and international SMS messaging.

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5. Opt-In Method

You may opt in to receive SMS messages from Krehling & Associates, LLC in the following ways:

• Verbally, during a conversation with our staff

• By submitting an online form on our Website

• By checking the SMS consent box on a paper or digital form

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6. Opt-Out Method

You can opt out of SMS messaging at any time by replying “STOP” to any text message you receive. You may also contact us directly to request removal from our SMS list.

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7. Help

If you experience issues with SMS communications, reply with “HELP” for assistance. You may also contact us directly at:
Email: info@krehlingassociates.com
Phone: 570-244-8764
Website: http://krehlingassociates.com

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8. Standard Messaging Disclosures

• Message and data rates may apply.

• You may opt out at any time by texting “STOP”.

• For assistance, text “HELP” or visit our [Privacy Policy] and [Terms and Conditions] pages.

• Message frequency may vary.